Feature 01
Envelope budgets that actually hold.
Set a peso limit for every category before the month starts. Every transaction you log moves the bar — no manual tallying, no spreadsheet gymnastics.
- Set a spending limit for every category before the month starts
- Progress bars update instantly the moment you log a transaction
- Replicate last month's envelopes in one click — no manual re-entry
Feature 02
Every transaction, in one place.
Log income, expenses, transfers, and payments between accounts. Filter by type or date range, search by name, or import a CSV from your bank and columns map automatically.
- One place for income, expenses, transfers, and credit card payments
- Filter by type, search by name, or pick a custom date range
- Import from any bank CSV — no API key or bank linking required
Feature 03
Goals that track themselves.
Create a savings goal, link it to an account, and progress updates automatically as your balance grows. No manual updates, no guessing how far you are from the finish line.
- Create a goal and link it to any savings account for automatic tracking
- Choose a fixed peso target or a "months of coverage" emergency buffer
- Urgency badges (Critical, Building, Funded) show where to focus first
Feature 04
Recurring entries on autopilot.
Rent, salary, subscriptions — set them up once and the app creates the transaction on schedule. Your timeline fills itself in without any manual logging.
- Set once — entries create themselves on schedule, every cycle
- Daily, weekly, biweekly, monthly, and yearly frequencies
- Pause or edit any rule without losing your transaction history
Feature 05
Import from any bank, in seconds.
No API integration. Export a CSV from your bank's website, upload it, and the wizard maps your columns and catches duplicates before anything is committed.
- Export a CSV from your online bank portal, drag it in — done in under a minute
- Auto-detects duplicate transactions and flags them before you confirm
- Batch undo available for 30 days if you need to roll back an import
Feature 06
Reports that tell the full story.
A live Financial Health Score across five pillars, KPI cards with trend indicators, Net Worth Trend, and one-click PDF statements — all in a single view.
- Financial Health Score across 5 pillars — Solvency, Liquidity, Savings, Debt Management, Cash Flow
- Net Worth Trend tracking total assets and liabilities over time
- PDF-exportable statements — export a clean report in one click
What's next
In developmentAI Budget Advisor.
We are building an AI assistant that reads your own transaction data and gives you specific, actionable insights — not generic advice. Ask it about your spending patterns, savings pace, or category trends.
This feature is not available yet. We will announce it in the changelog when it ships.
Start today
Everything you need — without the subscription.
Start budgeting today. No bank linking, no subscriptions, no excuses. Free forever for personal use.
No credit card · No bank sync · Your data, your control