How it works
Four steps to total clarity.
No sync tokens, no bank permissions — just your numbers, organised the way you think about them.
Set up your categories and budgets
Create budget envelopes for food, transport, utilities, rent — anything that fits your life. Name them however you think. Takes about two minutes.
Log transactions — or import a CSV
Add each transaction as it happens. Got a month of bank history? Import it as a CSV in one go. Recurring bills can run on autopilot.
Watch budgets and savings update in real time
Every entry instantly updates your budget bars and savings goals. You always know how much headroom you have before the month ends.
See where you stand
The dashboard gives you a clear monthly breakdown — by category, by account, by goal. Monthly reports land in your inbox automatically.
Why manual
You log it. You own it.
No bank linking means no sync failures, no permission revokes, no aggregator data breaches. You stay aware of every peso because you're the one writing it down.
You catch every peso
Logging triggers a mental check-in. That tiny friction is how awareness habits form — and why budgets actually stick.
No bank access, ever
We never see your credentials, never touch your accounts. Your data lives here, not in a third-party aggregation pipeline.
Works with any bank
Rural banks, digital wallets, cash-only categories — if you can write it down, you can track it here. No integration required.
Start today
Start tracking in minutes. No bank access required.
Start budgeting today. No bank linking, no subscriptions, no excuses. Free forever for personal use.
No credit card · No bank sync · Your data, your control